Leaking sky lights can lead to water damage.

water damageWhen I was about seven years old my parents divorced and then not too shortly after my father got remarried. He bought himself a little trailer house for his land that he also bought after the divorce. Consequently he also bought a paint horse named Paint. When him and his new wife got married they knew they needed a much bigger house than his trailer so they bought a very nice double wide trailer house that had five bedrooms and and three and a half bathrooms. It was super nice with two skylights, one in the kitchen and one in the master bathroom. There was also a jacuzzi in the master bathroom that had the jets and all. When we got the house it came in two pieces and then they put it together. I didn’t watch them put the house together but after a few years of owning it, the house started to separate a bit and I can tell what the weather was going to be that day if I stood on my tippy toes and felt the air by the crack.

We have now had that trailer house going on twenty years. It is certainly not the same house my father bought in 1996. In fact there are several changes. There carpet of course is different, in fact he took the carpet out and put faux wood paneling. And one time when I came home from college, I noticed the sky light was missing in the kitchen. I ran to the master bathroom and saw the same was true for in there. I asked my father what happened and he asked me to think back on what those sky lights looked like just a few years ago. They were starting to leak and the rain water was bleeding into the ceiling and causing some pretty gross water damage. The ceiling was streaked and stained with brown lines that braided across the textured ceiling. Fortunately I never experienced a dripping problem, but the water did spread for an incredible distance across the ceiling.

Apparently my father was tired of looking at the water damage and decided to do something about it. He just had someone come in and literally take out those sky lights. I found out he wasn’t able to replace the sky lights because there was always going to be the possibility of leaking and we wanted to minimize the amount of water damage to the roof of the trailer house. He may not be able to sell it but he certainly wants to ride out living in that home for as long as he can and I don’t blame him. I was so surprised that you could see such visible signs of the damage the rain water had done to the ceiling. It even discolored the sky lights themselves. For the roof to just change color too really speaks to the damage water can have on your home. I am glad my father found a way to protect the home I grew up in.

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I hired a DUI attorney and she helped get my sentence reduced

dui lawyer

There is a saying that goes “fooll me once, shame on you. Fool me twice, shame on me.” It is something I should have tattooed on me because it is near and dear to my heart. When it comes to being arrested for driving under the influence charges I am most definitely the fool. My first DUI charge came when I was living in Kentucky as a young teenager. Alcohol and driving were both new to me and because I lived in the rural part of the state I felt invincible to authorities. The second DUI came after just having two beers and driving home one night. I lived in Colorado at the time and the blood alcohol level content had just surpassed the state minimum. When you get a second DUI you start to question your own judgment but at least you know what to expect with the proceedings. Unlike my first time down this road I contacted a DUI attorney immediately. This is because I wanted to keep myself from wrongfully incriminating things I could say. I no I need legal counsel to properly and successfully navigate these waters and I didn’t want to make any of the mistakes I made the first time around. To ensure I was getting the best legal representation that I could afford I contacted Larazza Legal.

I chose Lazzara legal after searching through a few websites where people were able to blog about their experiences. Person after person who had used them for their criminal defense cases raved about how confident and call they were in representing their case. I think a big misconception during stressful times like a DUI is that you can choose a lawyer who will win you a case or you can choose one that will lose you a case. Many people lose sleep over this decision is they believe their fate is tied to this critical decision. The truth is actually that you have already lost your case and you were just trying to do some damage control. If a state trooper pulls you over and performs a roadside sobriety test or has you breathe into a breathalyzer that evidence is almost impossible to overturn in court. It is mostly just your word against theirs and since they are trusted officials with the law they usually will win that fight. The best state of mind for someone to be in during DUI court proceedings is to hope for the best in damage control and to be happy with a reduction in your sentence. If you go on the Larazza website they will tell you time and time again that one of their primary functions is to protect you from obstacles and frustrations during this time. You certainly don’t want your sentence to be increased or get worse but you also don’t want to deal with miscommunication and poor case management as you may find with some cheaper firms. Not all DUI lawyers are created equal and only Larazza legal has been given an A+ rating with the Better Business Bureau.

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A Staff Pager Increases Business at Restaurants

When some people think of pagers, they consistently think of those little rectangular beepers that are intended for personal use. But pager systems are used in a number of different industries for a number of different purposes. The common bond between them is that they are needed to notify people quickly and remotely. Hospitals use pager systems because they need to notify nurses and doctors immediately when there is a medical emergency. Lost seconds could result in a medical disaster. Similarly, pager systems are used for alert systems. This easiest and readiest example is that of a fire pager. Firehouses use these pager systems to notify their firefighting crews that they are needed. Like hospitals, they are trying to shave off precious seconds, and the results are consequential. But even for businesses, pager systems can be a great boon. Restaurants are particularly well suited for guest pager systems. Guest pager systems can increase business in a number of ways. The first reason is the most direct. Imagine that you are excited to take your friends to this great little restaurant in town. You go down there but it is packed. Apparently, more people than just you think that it is a great restaurant. You ask how much time it will take to be seated, and you hear something crazy like an hour or an hour and a half. When this happens to me, the first thing that I think is where the nearest alternative is. I usually would not wait an hour. If I have to wait for an hour, that means that there are a bunch of other people who are also waiting. So not only are you confined to the waiting room for over an hour but you are also in there with a bunch of other people. I would be out of there faster than you can blink. But when they are able to give you a pager, which you can carry with you and be notified when your table is ready, I have freedom. I do not have to wait in a packed, noisy waiting room. My friends and I can go take a walk or pop into a nearby bar for a quick drink. If I am by myself, I could get some errands done and just take the pager with me. So at the end of the day, I would not have patronized that restaurant if they had not given me a guest pager. If they had given me a guest pager, an hour does not seem like too bad of a wait. My perception that an hour is a manageable weight because of the use of a pager makes me far more inclined to eat at that restaurant. Another reason why pager systems attract more business is because the staff can use them to communicate with each other. Because they are able to increase the efficiency and productivity of the wait staff, customers are more likely to have had a positive dining experience.

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Check Out These 5 Reasons To Love A Steel Building

There really wasn’t a better way to go.  You need a lot of indoor space and you don’t have the budget to hire an architect to design and build a world-class arena. So, what are you going to? It’s pretty simple, you need to order a steel building. Steel and metal buildings have been the best and most affordable way to get everything you need out of a small or large building project, regardless of it’s intended use. I’m going to bring up five unique steel building applications that you may have never thought of, but are in use and being ordered and built every day.

  1. Equestrian Riding Arenas – There are riding arenas all over the nation that used a steel building to fulfill their unique needs. They vary in size and although they’re very often private arenas, some of the larger ones are built by a city or county with enough room for seating. A lot of communities have these facilities for rodeos and other indoor events and they work great.
  2. Indoor Trampoline Warehouse – These recreational facilities and ones similar to them have been cropping up in major city centers over the last several years. Yep, it’s exactly what it sounds like and yes, whether you 10 years old or 50, it’s super fun. Steel or metal buildings work very well in these situations, because there’s no reason to be terribly concerned about aesthetics, and an open wide space with high ceilings is required. Children’s birthday parties are often held at these kinds of place, so be sure to check them out if you’ve got a toddler.
  3. Sports Complex – Recreational facilities have very often been built using the affordable and economical prefabricated metal building method, and can contain anything from batting cages to tennis courts. The possibilities are really endless, just about any sport can be played inside a large steel building. I’ve seen baseball diamonds, football fields, skate parks, soccer fields, basketball courts and as I mentioned earlier, tennis courts. It doesn’t really matter what you’re into, even if it’s an extreme sport, there’s a way that a steel building could be of some use to you.
  4. Go-Cart Racing – Have you ever been to a go-cart racing track? If you have, it may have been outside, thus subject to the seasons and inclement weather. So, many of those who have decided to get into this business have invested in a prefabricated steel building to put their track inside. This way, they can make money year-round and not have to worry about rain, snow or wind.
  5. Churches – Yes, that what I said. Churches are not for profit, so they’re often dealing with a limited budget. They require the area where mass or the main congregation gathers to be a large, uninterrupted space where the people can gather and listen to the sermon on the mount or whatever. Every church I’ve ever been in has a tall ceilings in this particular room, so a steel building lends itself well to this application.

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Photo booth rental for a birthday party

When the mothers on the block got together to try to plan the birthday party for the August birthday kids, we were running out of ideas of what to do. It felt like we had done so many of these group birthday parties that we were starting to recycle the same ideas over and over. The August group birthday party is usually the best one, because the weather is always great, and since its late summer everyone wants to be outside and doing something fun, so we have the highest attendance at this one. Which is great for the August birthday kids, and there happen to be the most of them born in that month. So it usually works out to be a fun party, regardless of what we end up deciding to do for it. But this year, as we were running out of ideas, someone suggested that we do a photo booth rental this time around. And it was probably the best idea any of us had ever heard for a kids birthday party. Many of us, being younger parents who still go out and have a lot of fun, have had photo booths at holiday parties or at weddings that we have been to lately. For some reason, we just never had considered that a photo booth would be great for the kids for a birthday party, but of course this would be the very best use of one. The photo booths show up and are put together by the rental company, and they are manned for the full rental time by them, so no one has to worry about taking care of it or watching over it. Because that is included in the photo booth rental costs and fees.  Not only that, but they show up with this huge box full of all kinds of fun and funny props, things that the kids would just love. There are sun glasses and oversized nerdy glasses, with colorful boa’s and vests and all kinds of dress up clothes. There are stuffed animals and face masks. All kinds of stuff that kids would really love, and that would help them to have fun and use their imagination. They can take as many photos as they want, with as many people in the group as they want. Its really the perfect way to keep everyone entertained on a hot summer afternoon, while we are cooking the food and prepping the cakes and cupcakes, the kids will be having a blast using the rental photo booth. And of course, the adults can get in on the fun as well, which is only going to add to the laughter and good times of the party. And when the party is over, we get all the photos. So if we need to print out several of one group, we can go back and print a photo for everyone who posed in that picture.  it was the best idea of the bunch, by far. We are totally going to have a photo booth at the group August birthday party for the neighborhood kids.

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When Searching for Ranches for Sale, You should Consider What the Land is Being Used for.

ranches for saleThough a lot of people do not realize it, ranching has always been a thriving business and lifestyle, in many of the Western states.  Today, ranches are used both as tourist attractions and for agricultural purposes.  Of course, different ranches are used for different purposes, as luxury ranches do not raise cattle, and ordinary ranches do not attract tourists.  From an investor’s point of view, ranch land is very valuable, as it can be used for either purpose.  When searching for ranches for sale, you should consider what the land will be used for.  If the land is small and looks very pretty, it is best for a luxury ranch.  If the land is cheap, plentiful, and contains a lot of pastureland, it may be best to raise animals on.  Though you may not realize it, ranching is still a very valuable business in the agricultural world.  This is because grass-fed, free-range meat is better, tastier, and worth more money than normal commercial beef.  Most of the biggest beef producing states are in the West and the Midwest.  Of course, much of the beef that is produced there is still being raised the commercial way.  A lot of ranchers are going back to free-range, grass-fed methods because there is now a demand for that sort of meat.  If you actually intend to be able to raise free-range beef or other livestock on your land, you need to make sure the land is right for ranching.  In the case of luxury ranches, the land does not need to be usable for ranching, as the animals are only there to interact with the tourists and performers.  What state you buy your ranch in will make a difference as to the climate and vegetation.  For example, Montana is a great ranching state, but it has very harsh winters.  If you are looking at Montana ranches for sale, you may be surprised by how inexpensive the land is.  If you can get past the harsh winters, you can get some incredible deals, when it comes to Montana ranch land.  Though some areas of the state are dry, there are others where grass is plentiful.  Provided you can harvest enough hay for the winter, you may find that ranching in Montana is quite profitable.  However, if you are, in fact, wanting to open a luxury ranch, you may want to look elsewhere.  The best places to put luxury ranches are places that will attract a lot of tourist, yet are still remote enough for the ranch lifestyle to be possible.  Colorado is an excellent state for this sort of ranch, as Colorado is a very spacious state that still attracts a lot of tourists.  It is possible that Colorado ranches for sale may cost slightly more per acre than some others, but the location may make it well worth it.  You will have a steady stream of tourists coming to your region if you open a luxury ranch in Colorado.  Plus, you have Colorado residents who may want to come see the ranch, as well.

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Organic food delivery services help Americans eat healthier

Eating healthy is no longer a chore. For years Americans have been using the convenience of drive thrus and take out restaurants to feed themselves while working unprecedented numbers of hours and raising children at the same time. But this practice has led to an obesity epidemic in this country, and while we are living longer than ever, we are suffering from more chronic illnesses than ever before as well. Eating more fried foods and less produce, we are suffering as a society from illnesses that we are going to take a long time to turn around from. Our rates of childhood obesity are raising as well, a dangerous sign for the health and well-being of future generations.

Today’s parents are busier than ever, many of them in two working parent households. Kids participate in activities and the pressure is on with higher than usual unemployment rates for parents to work longer hours and harder with fewer resources and less benefits. It is a struggle to balance work and family time, and to figure out how to keep everyone healthy. The internet has opened up a world of possibilities in retail and now people can shop online for just about anything in the world they could want – including groceries.

There are services popping up everywhere that offer organic food delivery, locally grown produce, and farm to table restaurants with the freshest food a person could possibly order. It is still possible to eat quickly and fit it into your schedule while also being healthy. It is more important than ever to introduce our children and grandchildren to real food, and encourage them to eat less processed materials. Now is the time, more so than ever, to reverse the trend of fast food and highly processed foods, and return to eating real foods. Americans have spent a lot of time focusing on what keeps them thin, or looking good, but very little time investing in what actually keeps them healthy: exercise, and lots of produce, with little to no processed foods.

That is why companies like Mile High Organics, a healthy food delivery service, are taking off more so than ever. The research shows overwhelmingly that people need to return to eating more produce and less processed foods, but that they still do not have the time or energy to devote to it. By taking the chore out of their hands and providing the service, these companies are both making a profit and helping to keep Americans healthy. This is critical in busier and more globally connected times than ever before, because people do not want to slow down and take the time to balance healthy living with their busy lifestyles if they can help it. Keeping their jobs and families fed is the top priority, and by replacing the unhealthy options for keeping them fed with better, healthier options, organizations and agencies like these can go a long way towards contributing to the improved health of all Americans. Try one of them today.

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Urgent Care Phoenix Encourages Putting Knives in the Dishwasher Blade Down

                It is a difficult thing to maintain proper wariness of kitchen knives. On the one hand, they are knives, and I do keep mine sharpened to perfection, so they are as dangerous as any knife can be. (Short of, you know, the kind of dangerous a knife is when in the hands of someone actively trying to stab you, but that’s a different story entirely unrelated to the one I’m about to tell.) On the other hand, they’re kitchen utensils. They get used every day, without any ill effects, and have to be washed just like any other kitchen utensil. Their everyday nature can, and will, easily lull any person into complacency and visits to the Urgent Care Phoenix.                I was loading the dishwasher, an activity hardly associated with the levels of blood usually reserved for slasher films and broken noses. Still, anything can happen, and as I will show, anything did happen. As a rule, I did not have a rule for loading knives into the dishwasher—I just stuck them in in whatever direction I happened to be holding the suckers and moved on with my life with nary another thought to the matter. These days, I put all of my knives, butter and otherwise, blade-down in the dishwasher.I wasn’t holding a knife when it happened; in fact, I was reaching for a wooden spoon. But I wasn’t paying any attention to my surroundings, and as I thrust my hand into the dishwasher to grab the spoon, I caught the tip of one of my paring knives and—well, pared my hand and wrist, to put it mildly. It’s amazing how much force we use in simple actions, and you never even notice until something attempts to interfere with that force (unstoppable force, meet immovable object, anyone?). I’d inflicted a three in cut on my hand before I had time to blink. Blood spurted everywhere. I seriously considered passing out for a moment, but managed to pull myself together and make a grab for a clean-ish kitchen towel with my uninjured hand. I couldn’t even look at the damage; I just tightly wrapped the towel around the gash and held it over my head as I called my neighbor.

Twenty minutes later, I’m in the Urgent Care Phoenix waiting room, explaining to a patient nurse what I’d done to myself. She helped me into a care room (I was still feeling a little woozy, and wasn’t looking forward to having to remove the kitchen towel and actually deal with the blood and inner workings of my hand). It was awful. I think. I mostly just held my hand at arm’s length from myself and kept my eyes closed as the nurses of Urgent Care Phoenix unwrapped, cleaned, and stitched up my war wound.

Still, it was not all totally tragic; I left with strict instructions to be more careful, put all of my knives in the dishwasher blade down, and five pilfered lollipops of the most excellent flavors. What? I’m a grown-up and I know very well that they are magical healing lollipops. What did you think they were for?

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The First Steps In Selecting A Divorce Attorney

   Most families in America go through plenty of changes in their lives, and each situation is never the exact same.   Many of life’s factors become far more complex when couples are engaged, married, and eventually have children.  There are multiple courses in life, and sometimes one’s path leads to a separation of the marriage.  While this can be a wholly traumatic event on the surface, many people can understand that it is a necessity in specific circumstances, and that it needs to be handled with proper care and consideration.  This is where selecting the right divorce attorney can prove to be beneficial not only for the systematic process of the divorce itself, but can make both parties comfortable and fairly treated during the entire process.

    The first step you should take is being patient with the entire process.  You need to be sure both parties are on a mutually understanding level before engaging with each other on a deeper level.  For example, if one party is not completely ready and has not selected a custody attorney yet, the rest of the process could be troublesome and messy.  Once both parties have settled down over any previous arguments or disruptions, you’ll be able to thoroughly play out the rest of the process.  This is a great strategy if you want to avoid any sort of confusion when it comes to custody issues, such as when to schedule visits with your children or allow vacation time with them.

    The next step should be in selecting the right attorney.  Be sure to take your time whenever you are going through this step, as it is vital to select someone who can understand your specific family situation as much as possible.  Do you have multiple children which will effect the case?  Then you might need to choose a lawyer who has had more experience when dealing with larger families.  Have you only been married for a short amount of time?  Perhaps selecting an attorney dealing with recently newlywed couples will be more beneficial to your overall cause.  You must understand that while it may feel like you are in the same boat as all other divorced couples, that each case has its own unique position, and that finding the best divorce lawyer to sync as well as possible with your case is of utmost priority.

Be sure to tackle these few issues before you get started on the rest of the process.  Even though going through a divorce can be a trial on everyone involved, taking the time to find the best family law attorney will make the entire process easier for you and your family.  While the toughest part of separating from a spouse is coming to that specific decision, the remaining process does not have to be difficult at all, just as long as both sides are adequately prepared with the situation and what they both want to get from the hopefully amicable split.  In the end, selective planning and careful decisions can lead the the most ideal separation.

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Trekking Peru will give memories that will last a lifetime

The terrain of Peru is as mixed as possible.  While the country has thousands of miles of beaches, it also has thousands of miles of mountain ranges.  Peru is home to some of the largest deserts in the Western Hemisphere.  It also contains Amazonian rain forest.  While it might take a lifetime to truly experience the whole country, a week long visit can give you memories that will last a life time.  There are many different ways to see the country.  One of the most popular ways is by foot.  Trekking Peru has become one of the most sought after traveling experiences in all of the Americas.  That’s because Peru offers a multitude of majestic hike in differing topography and ecology and also contains an incredibly large amount of archeological monuments.  Machu Picchu is the gold standard of archeological wonders in the world.  The fact that it can be accessed on a 5 day trek in some of the most picturesque scenery imaginable is simply icing on the cake.  But, when it comes to trekking Peru, Machu Picchu is only the tip of the ice berg.  Another Incan site that has become famous in recent years is Choquequirao, which rivals the majesty of Machu Picchu.  One of the most popular aspects about Choquequirao is that it receives far fewer visitors than Machu Picchu.  So there is a sense of having the ruin all to yourself.  Choquequirao is accessible by a 5 day round trip on foot that gains five thousand vertical feet.  The Cordillera Blanca and remote, beautiful Cordillera Huayhuash are extremely popular areas for trekking and climbing that can be accessed from the town of Huarez, which is eight hours to the North of Lima.  The mountain ranges are some of the highest in the world and also very remote.  The movie Touching the Void took place in the Cordillera Huayhuash on the now infamous Siulla Grande.  Close to Arequipa is a world class area for cayoneering, the dramatic Colca Canyon, which is famous for it’s abundance of fauna including condors.  The trek to the canyon’s floor generally takes 4 to 7 days. The city of Cusco is at the heart of Peru trekking.  There are many day hikes accessible from the city and numerous multi day hikes as well.  The city is set up for travelers and one can find a guide very easily.  There are numerous week long treks other than the Inca Trail, which begin and end in Cusco.  Some of those treks include hot springs.  All of those treks include amazing panoramas of the Andes.  Peru is magical place with scenery that rivals any other country in the world.  The ease and safety of trekking through its mountains and canyons is astonishing.  The best time to go is in early May through mid October when the weather is predictably dry and the air is clean.  If you plan on trekking in the high altitudes of the Andes, make sure that you are healthy enough for it.  If you are not in good enough shape, there’s no shame in taking the bus to the ruins.

Trekking Peru

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Having the Harley-Davidson Experience

Many of us have probably ridden motorcycles at various times in our lives. I remember writing my first motorcycle and this really came with it. It’s a unique experience to be a will to be on a motorcycle the feeling of freedom that comes with the unique adventure that is all part of it. Riding a motorcycle can be something that can become very addictive for many people. Being able to enjoy one of America’s past times and unique rich histories is a unique experience. Today motorcycles are used for many reasons and can be a way to get around cheaply on gas. The exciting reason for riding a motorcycle you can also have a unique experience with each motorcycle you ride. Most famously Harley-Davidson motorcycle sticks out in many people’s minds. There is a need sense of agility and freedom and sound that comes with writing and Harley Davidson motorcycle. Harley-Davidson is what some motorcycle riding is all about. You remember the first time you get on a motorcycle and you nearly never forget it. You also remember the first time you ride a Harley Davidson motorcycle.  Having unique experience of owning Harley-Davidson motorcycle can be one of the greatest thrills of many people’s lives. There are many unique custom designs that are done with Harley-Davidson parts in order to make them customized and fit to your personal needs.   Many people when they think of owning a chopper think of owning a Harley-Davidson motorcycle. Having to v twin-engine is nearly iconic with owning a chopper.  harley-davidsonIt is indeed one of the higher successes that the Harley-Davidson team ever achieved. Unique design revolutionized the industry and continues to be one of the best built and known engines on the market today.  Is what makes a difference in the ride when having this engine in your ride. This unique design made history and will likely continue in production for many more years. The sound is iconic and would be hard for anything to be changed to move away from that. Although new mechanical engineering is suggesting that different types of engines may be soon on the rise the sound may likely stay the matter what design changes may come through in the future. Harley-Davidson has continued to move for my producing more accessories and even their own clothing line. Harley-Davidson clothing is becoming a growing section of the Harley-Davidson industry. The history of the motorcycle is deeply enriching in the American lifestyle. It is likely to continue on for another century of being deeply ingrained with people wanting to own a Harley over any other brand of motorcycle. What they have is ingrained generation after generation of history changing from generation to generation of wanting to home the same motorcycle that someone close to them owned. Harley-Davidson is likely to continue on for many generations keeping us in thrall with their great manufacturing history because of their quality build as well as the deep roots that have been planted in people’s hearts.

SUN Harley-Davidson -

8858 Pearl St -

Denver CO, 80229 -

303-287-7567

 

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Choosing a metal roof for our home and garage

When it was time for us to consider a new roof for our home, we decided that we would also take care of getting a new roof for our detached garage that is in the back yard. Both of them were installed at the same time by the previous owners, and they have served their purpose well over their lives. But it has been about two decades, and the shingles just aren’t holding up like they were originally intended to. I think that shingles just don’t have the long shelf life that they were thought to have in the beginning.  So, while we are going to go ahead and replace the roofing on the house and the detached garage, we are going to also move away from shingles. There are a few more options for roofing materials than there were when the shingles were originally put on both of the roofs, and so we had a few more things to consider when we were choosing the material. In the end, we decided that it would make the most long term sense if we were to go with metal. Metal roofing has always appealed to me because of the color choices, the long and straight clean lines, and the long life that has been attained by those who have chosen metal products for their roofing. While we have already decided that we don’t want anything that would draw attention to the home, or that is at all unusual, we are going to choose a color for the roof. So we are getting rid of the shingles, and we are also getting rid of that grey and worn color that we have always known as a part of our home and curb appeal. Instead, we are going with a natural color, but maybe not a natural roof color for a house and detached garage. I’m thinking of the teal patina type colors, or the cream. There is also a sierra tan color that would look really great on the house and also fit in really well with the neighborhood. So those three are the roofing colors that I’m hoping for, but of course we have to come to a consensus. I can’t be the only one to pick the metal roofing color, so we will have to discuss and agree on something that fits in with the colors of the area and the neighbors, and also looks good on the house and the detached garage, and something that doesn’t stick out either. I believe that in choosing metal, we are probably going to start a trend in the area. We have already had a few inquiries into what we are going to do if we are replacing our shingles, and I know that others are curious about a solution that lasts longer than shingles and doesn’t take any longer to install. So I have high hopes for our new metal roof, and I’m expecting it to last for several more decades. I think that it should far outlast the shingles that were here before.

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Five reasons you should consider Hunter Douglas blinds

Hunter Douglas blinds are known for their superior quality and craftsmanship. They are a great product that many people throughout the country benefit from every day. Window treatments can come in many different shapes and sizes but it’s the quality that makes the difference between others and what they can do for you. And considering what they can do for you there are five reasons that really set them apart from the others.

1. Energy efficiency. Energy efficiency is an important part that everybody needs to consider when considering window treatments for their homes. Having the right quality means that you’re going to get superior efficiency by covering your windows allowing you to trap heat in there without losing that energy through your windows. Bing the right amount of sunlight allows you to properly manage energy efficiency in your home. This can reduce costs greatly on your monthly bills.

2. American craftsmanship. Hunter Douglas blinds are assembled right here in United States and are always designed here as well. This helps to ensure superior quality to the products in which you receive. Having this done and having American designs and craftsmanship means that you’re going to have the craftsmanship that you were looking for to have a unique product that you and your home can benefit from. You also get great customer service when dealing with their products and offer customer service as well.

3. Child safety features.  Making sure that you have custom blinds that are also safe at the same time are important part of making sure you have the right blinds for your home. Hunter Douglas blinds have many options available to allow you to make sure you can protect the ones you love. Making sure the kids and pets cannot get a hold of hazardous items that can choke or be strangled by is very important and is something to consider for anyone with pets or kids in their home. Ensuring that you know of various safety options that are available they keep items out of the reach of kids and pets can be a very important reason to choose Hunter Douglas blinds.  Even offering motorization allowing your items to have no cords in which kids can reach or get a hold of.

4.  Lifetime guarantee. By having a lifetime guarantee you know you’re getting quality. Not everyone can offer that kind of guarantee. Knowing that you have a superior product is quality is going to last a lifetime gives peace of mind at the time of purchase.

5. Quality. Knowing that you have some quality helps to make sure that you have a window treatment that will work and hold up over time. Having an item that can easily break fall apart and not stand up to the elements is not what we are looking for here we want quality. hunter douglas window treatmentsThis is what Hunter Douglas blinds stand to achieve. They have the years of experience and knowledge and the know-how of the right fabrics and materials to use to ensure that they can provide you with quality and they can also stand by their lifetime guarantee knowing they’re giving you a quality product.

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Filed under 41, blinds, Hunter Douglas blinds, window treatments

Going to the dentist should be a good childhood experience.

I always had such a good time when I went to the dentist as a young girl and I think I was ever so lucky. My parents did a really good job at picking the pediatric dentist that was just right for me. My brother and I both really enjoyed going to see them. They remembered our names every time we went in and I swear they could anticipate what was going on with our dentistdental health before even we could know what was going to pop up or give us some problems. Frankly, my brother and I rarely had any dental issues whatsoever because our dentist was so on top of things. His dental hygienist was also really wonderful. She was always so kind and she remembered even the smallest details about what was going on in my life. She must have seen hundreds and hundreds of kids all year long and yet she still remembered my name and that my family animal was the horse. So when I moved up to Denver, CO I was nervous about a lot of things: where would we start going to the grocery store? Where is the cheapest gas station near our house? Would we need to open up a new and local bank account? But one thing that was definitely nagging at me more than any thing else was how am I going to find quality doctors for my family?

I loved the doctors that we had back home and it was very hard to leave them. That is something I never really thought about before this big move was how you had to leave these things that you had taken so long to establish in your life before you moved. Yes, I was nervous about finding my kids the right pediatric dentist for them and I spent a lot of time trying to find a company that I could trust.

Some one told me about Southmoor Pediatrics Dentistry and I decided to research them right away. In 2011 they were voted the top dentist by 5280. In case you don’t know what 5280 is, it’s a local magazine in Denver, CO that got it’s name because Denver’s elevation of 5,280 or one mile thus Denver is called the mile high city. I definitely believed that Southmoor would be an excellent choice for our family dentist. I called them right away to book an appointment.

I am so glad that I found someone who can do for my children what my dentist did for me. I have the most fond memories and as silly as it sounds, I would absolutely still be going to my old dentist if I were still in my home town though I think I would actually have my children still go to Southmoor. That is how passionately I feel about the good work that they do. They told me that they see my children as family when I bring them in and that is music to my ears. I will trust no one else with my children’s dental health.

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Filed under 41, dentist, family dentist, pediatric dentist

Hunter Douglas Shades compliment the room

window coverings

Before I went to home trends and started selecting which Hunter Douglas window coverings I wanted for the living room I knew next to nothing about design or color. Of course we all know what we like and what we don’t like but when it comes to designing a space or talking about your preferences you have to use more words than just good or bad. In fact, the process of designing a space with another person can be challenging but ultimately very rewarding because you learn to express yourself in new and dynamic ways. When I first went into the showroom I told the associate I wanted something that was light and not to wild looking. With those basic descriptions in mind we started working on my general idea Andere wing it down a bit. Since I had yet to pick a paint color we started with that even though that is not their specialty. However, my sales associate felt that in order for us to truly be happy with the entire room and possibly the entire house, we had to start big to small and that meant beginning with the paint scheme and working our way all the way down to the hardware used for doorknobs. All of a sudden I became very enthusiastic and interested in this process like I had never imagined before. I never thought that going shopping for window treatments would result in such an eye-opening experience but I think that is what separates home trends from other home decorating centers.

I was not surprised when I learned that home trends husband family owned and operated since 1959. With that sort of longevity I I’m not surprised at how awesome their customer service. I really felt like they wanted me to succeed in this project and they were excited to see the final results. In the end they help me select Hunter Douglas shades to go over the main windows in our living room and we went with a wood mini-blind in the family room. The two styles are different from one another yet they don’t clash because each goes so well with the paint and the furniture. For the window coverings we took advantage of the fact that Home Trends has in stock and ready made balances, curtains and shears. These are tailored in store to fit your windows exactly.

From Hunter Douglas blinds to rugs and fabric, Home Trends has you covered for your home remodel whether it be gig or small. Their experienced staff is ready and waiting to help you tackle your next project and make it a success. Stop in today and speak with one of their design consultants and let the brainstorming begin!

I had so much fun working with home trends on these Hunter Douglas blinds and other elements of design that I am tempted to go back and redesign the kitchen as well. It’s amazing how some paint and window coverings can change the look and feel of your entire house.

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Filed under 41, Hunter Douglas window coverings, window treatments

Sub-Prime Lenders Provide Home Loans to People with Bad Credit

There are mortgage or home loans for those with bad credit or those will low credit scores. It is called sub-prime loans.

Sub-prime lending is providing loans to people who have traditionally been considered as bad credit risks: those who may have difficulty in paying their financial obligations on a timely manner. Those risks might be brought about by divorce, medical emergencies, unemployment, or anything that might take a toll on the person’s financial resources. Those who have gone through bankruptcy or have had their house foreclosed are also considered as credit risks.

home loans for those with bad credit

get your home loan even with bad credit

Because it is considered as providing a second chance to those who are considered as high-risk borrowers, sub-prime lending is also called as second-chance lending. It is also called as non-prime or near prime lending.

Who are considered as high risk borrowers?

High risk borrowers are those who have credit scores, more technically called as FICO scores, below 640. The base number varies from time to time and under certain circumstances. It will also vary among many different traditional and sub-prime lenders.

Bad credit home loans usually have poor quality collateral, higher interest rates, and less than favorable terms for the borrowers. The relatively unfavorable terms compensate for the higher credit risks that the sub-prime lenders or financing companies will be undertaking when they loan to high risk borrowers.

Investors once packaged sub-prime loans into mortgage-backed securities. When those bad credit borrowers defaulted on their sub-prime loans, the securities that were sold to several investors also defaulted. Many investors, including small time investors and retirees lost all of their investments. That contributed to the financial crisis in 2007.

The terms sub-prime loans, sub-prime risks, and sub-prime lending have gained popularity in usage and has become a by-word after the said financial crisis or credit crunch of 2007.

The proponents of sub-prime lending leaned on the concept of inclusion in asserting that sub-prime loans should always be available. As mentioned, sub-prime lending provides loans to people who could not otherwise get credit from traditional forms of lending. The concept of inclusion asserts that those who have been excluded – those who have been discriminated on, the young, and those without lots of funds in the bank to pay for a down payment on a house – should be provided access to credit.

Sub-prime loans, or more appropriately, loans with sub-prime risks, are not just those home loans for those with bad credit. Lenders and financing companies might consider a loan to be of sub-prime risk even if the borrower has “prime” characteristics such has have low debt or having a high credit score. Lenders and financing companies evaluate risks on not just the credit score of the potential borrower, by on these factors as well:

-          the size of the loan applied for;

-          the structure of the loan and the repayment plan;

-          the nature of the loan:

  • traditional repayment loan;
  • interest only loan;
  • standard repayment loan;
  • endowment mortgage loan;
  • credit card limit; or
  • other arrangement; and

-          originator.

The definition, therefore, is not standard, although it is generally applied to those with a credit score of 650 or below.

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Filed under 41, bad credit home loans, home loans with bad credit

Glass chair mats can save your carpet.

There are many things that you may have to consider to buy when you are building out your home office.  The great thing about having a home office is not only the tax write off, but the ability to have more control over your schedule.  You now have the ability to make all of the necessary decisions by yourself without having to consult a boss.  Nevertheless, there are definitely some things that should not be overlooked when starting to build up your home office.  The first one that comes to mind is the ability to move around freely without having to get up from a rolling chair.  With so many houses in the United States with carpet, I would highly recommend that anyone looking to have a rolling chair in their home office, purchase a glass chair mat.  A glass chair mat has the potential to save you a lot of money in the long run.  At my parents’ house, I think that we found out the hard way.  One of the most important things that we learned is the a rolling chair is inclined to sink into the carpet at the points of contact.  As a result, the chair becomes almost entrenched in the carpet and does not allow for the occupant to move around at all.  On the mobility side of things, this means that the person is going to have a tougher time reaching for a glass or the printer, while on the housing side of things, it means that the person is probably going to have to replace the carpet because of the wear and tear presented by the rolling chair.  A great savior for the home office is a glass chair mat.  The mat will protect the carpet and not allow for the rolling chair to sink in as it otherwise wood.  This means that instead of having to fumble along, you can simply coast on the glass chair mat.  To me, it is one of the great inventions that is always overlooked.  It does so much for productivity that I would be surprised to see someone not employ one of the mats in their home office.  One thing that is important to look out for is the presence of other kinds of mats in the office too.  Those would be the vinyl mats.  Not to take away from vinyl mats too much because having one of those is better than not having anything at all, they also tend to sink into the carpet at the points of contact with a rolling chair.  The vinyl mats simply do not have the strength to withstand the pressure of a normal sized person sitting in the chair.  I am pretty certain that after a while you would probably need to replace a vinyl mat, so I would highly recommend to someone that they should just buy a glass chair mat from the onset so that they do not have to worry about purchasing anything else in the future.  This would be my plan at least.

office glass chair mat

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Investment Planning Was Important

There a lot of things in this world that I don’t understand, finances happened to be one of them. There are people in this world that make money by working hard, people who make money from having a good idea and then there are people who make money by understanding how it works and making it work for them. On that general spectrum, I fall into the hard-worker category and I’m about ready to retire and my wife and I needed to come up with a plan as to how we’re going to allocate and invest our money. We had a couple kids that we put through college that are now married and now that we’ve got grandkids in the picture, we really wanted to have the time to spend with them and now we were finally getting to the point where it was a reality. I had a good friend that I was talking to about all of this stuff last week and he recommended an investment planning firm that specialized in helping people with their retirement accounts and their investments. It’s hard trusting anyone in this world until you know them but sometimes during the process of getting to know them, you learn that you don’t trust them. So, sometimes you’re screwed if you do and you’re screwed if you don’t, but that doesn’t change the fact that we still have to take chances with people. I didn’t, however, want to take chances on people when it came to my money, so working with an established and reputable investment managementinvestment managment company was required in order for me to feel comfortable with the situation. I asked my friend a lot of questions about his financial advisor to try and get a better understanding of how he got to the point where he felt comfortable turning over the keys to his retirement security. He told me that he was at the same point that my wife and I are at now just a couple years ago, and that he felt a lot of the same trepidation and paranoia about the matter as well. He went on to explain that his financial advisor was a family man just like we were and that he personally had the same concerns so he spoke from a similar perspective that made him understand that he truly knew where he was coming from. He said that there are a lot of young hot shots out there in the financial world looking to make a name for themselves, but they don’t have any way of knowing where someone from my generation was coming from. There’s no way that a brand new college grad could understand what I’ve been through in my life to get me to the position that I’m in now, I just don’t believe that they can truly appreciate it. So, I guess I’ve decided on one thing, I wasn’t going to trust anyone with my money who didn’t come from the same generation as me.

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Filed under 41, financial advisor, investment management, investment planning

You should Work with an Agency that Specializes in Lawyer Marketing.

lawyer marketingAmericans, as a whole, are litigious people.  Part of the reason lawyers are so necessary, though, is the fact that there are many ways for people to take advantage of others.  For the most part, what attorneys do is protect their clients from being taken advantage of.  Whatever type of law you are involved in, you need a way to access your potential clients.  There are many law firms, today, and it can sometimes be hard to make yours stand out.  That is why marketing is so important.  Instead of consulting with an ordinary marketing agency, you should work with an agency that specializes in lawyer marketing.  Because a law firm is different than an ordinary business, you need to consult specialists who know a bit about law.  Obviously, you need to market to your clients, which means targeting the right people.  While an ordinary marketing agency might take a more general approach to marketing your firm, one that specializes in law firm marketing will be able to hone in on your clients.  For example, one common type of attorney are DUI attorneys.  Because there are so many people getting DUI’s on a daily basis, there is a limitless need for DUI attorneys.  However, there are also countless DUI attorneys to meet this need, so you need to be able to out-compete them.  Part of this, obviously, is having a very good record.  Another big part of it is marketing, though.  As the internet is one of the biggest ways in which people access their information, you need to invest in your website.  Many marketing agencies who deal with law can also provide attorney website design services.  As an attorney, or anything else, for that matter, your website is extremely important.  With people getting their information online, it stands to reason that your website will be one of the best ways for people to find out about your law firm.  Of course, this is not the nineteen nineties, so just having a website is not enough.  Your website needs to exemplify professionalism and creditability.  Especially since you are dealing with such an important matter, regardless of what type of law your practice, it is important that people find your website to be trustworthy and professional.  Of course, this does not mean that you should invest too much effort into the look of your website.  It should look very nice and professional, but avoid making it gaudy.  It can actually be quite off-putting if a website is too flashy, especially if it is an attorney’s website.  In addition to looking nice, you need your website to be informative.  It should provide many means of contacting your office, and it should provide a lot of information about what you do.  Yet another quality that your website needs is accessibility, insofar as people need to be able to find your website.  This is part of a field known as search engine optimization, which has to do with getting a website to show up first in a search engine.  Make sure that the marketing agency you hire will provide Law Firm SEO services, so your website will be easy to find.

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Filed under 41, attorney website design, law firm SEO, lawyer marketing

I Didn’t Have Time For A Facelift

I woke up earlier than normal because of my doctor appointment. I went to the gym and got a good sweat out and then I hit the showers. The showers at my health spa were so amazing that I preferred them over my shower at home, I often took longer ones than normal at the health spa too. I had my daughter’s wedding coming up in a couple weeks and I wanted to look my best. Her father and I had split a couple years ago and I’d been trying to get my life together since, learning how to live life alone and for myself. I always had so many people in my life that needed things that I wasn’t able to think for myself. I mean, I could and did think for myself but I didn’t make decisions based on solely what I wanted for years. Now that the kids were grown and I was divorced, I could do whatever I wanted to do because no one was around with more pressing needs than mine. I guess I could say that I learned to be a very selfless person during the course of a marriage and raising a family, too bad my ex husband couldn’t appreciate that. I don’t want to sound bitter but the truth is, I wanted to look drop dead gorgeous at the wedding. I wanted my ex husband to see what he was missing, these botox injections were going to help me regain a youthful appearance. I had my hair appointment already set as well and all of that combined with the work I’d been doing in the gym was hopefully going to make my ex very jealous. I knew that it was my daughter’s wedding and it was her day but I was treating it as much like it was my own as she was. The only thing that could make the moment more perfect is if I had time to get a faceliftbotox before the wedding, then he’d be floored for sure and he’d know exactly where the money came from to pay for it. I really hope that I don’t sound bitter but he is a terrible man and I want him to pay for what he did to me. My daughters won’t take sides but I wasn’t near as crazy as they made me out to be. I was a strong, independent, beautiful woman and if their father couldn’t see it anymore then that was fine, we could move on alone. I guess I was still working on finding ways to feel comfortable with who I was and facing the pain that my divorce caused me was difficult. Raval MD was going to make it easier to bear though, after these injections I’d be able to truly put my best foot forward so I could show everyone the new me. It was going to be a joyous, celebratory occasion and I was going to steal the show. Everyone was going to see the new me and they wouldn’t be able to stop talking about it, just you wait and see.

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Filed under 41, Botox, facelift, Raval MD